Meet Our Team

Kim Peterson
Owner | Mortgage Loan Officer
NMLS#: 1029555

Louise Garner
Sales and Marketing | Mortgage Loan Officer
NMLS#: 1785027
Where Experience Meets Compassion
Collaboration is at the heart of everything we do. Our team works together to ensure every client receives personalized solutions tailored to their unique circumstances. From your first consultation to the final closing, we prioritize open communication and a shared commitment to excellence. Whether it’s exploring loan options, guiding you through the refinancing process, or addressing the unique challenges of life transitions, such as divorce, we combine our skills and perspectives to find the right path forward for you.
What sets us apart is not just our experience but our genuine passion for helping clients achieve their dreams. Each team member brings a wealth of knowledge to the table, but we know that no one person has all the answers. That’s why we rely on the strength of our team, pooling our insights and resources to make every client interaction as smooth and successful as possible.
Our team members don’t just help you secure a loan; we empower you with the knowledge and support needed to make informed decisions. With our collaborative approach and client-first mindset, you can trust that we’ll be with you every step of the way, helping you turn your homeownership goals into reality. Welcome to the KPT Mortgage Advisors family—where we’re building dreams, one brick at a time.
What Our Clients Say
Insights from KPT Mortgage Advisors
2026 Mortgage Predictions for Minnesota & Wisconsin Homebuyers
The housing market across Minnesota and Wisconsin continues to evolve, and as we head into 2026, buyers and homeowners throughout the Upper Midwest are asking the same question: Is now a smart time to buy, refinance, or tap into home equity? The answer depends on...
Why a Trusted Local Mortgage Team Can Win Your Offer in Minnesota & Wisconsin
Let’s get real for a second. If you’re buying a home in Minnesota or Wisconsin, chances are you’re not the only one who wants it. Multiple offers are still very much a thing — and when that happens, your lender can absolutely make or break your deal. Not your rate....
Hidden Homeownership Costs in Minnesota & Wisconsin (and How to Budget for Them)
If you’ve owned a home for more than five minutes, you already know this: owning a house is amazing… and surprisingly expensive. Not in a dramatic, “what have I done?” kind of way—more like an “oh, that’s another bill?” kind of way. Whether you’re in Minnesota...




