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Ralph Website

RALPH MAGERKURTH

MULTITASKING CAPTAIN.LOAN SPECIALIST

NMLS#1738673

Phone: (612) 405-5849
ralph@kptmortgage.com

Hello, welcome to my page.

Ralph joins KPT Mortgage Advisors with over two decades of mortgage experience. He’s more committed to our loan compliance and detailed loan process, than he is to adding a fur baby to his family. With experience in both the front and back sides of the loan, Ralph’s attention to detail is both necessary and appreciated in more ways than one. When Ralph isn’t helping us keep things nice and tidy, he enjoys his husband’s incredible cooking skills and exploring his favorite vacation spot turned hometown. While they live extremely close to the ocean, he ensured us he prefers shark free pools.

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All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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